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Resources > Identity Protection > ID Resolve vs. LifeLock—Features, Pricing, and More

ID Resolve vs. LifeLock—Features, Pricing, and More

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Identity theft is so common nowadays that around 33% of U.S. citizens have been identity theft victims at some point in their lives. Due to such worrying statistics, many people have started subscribing to identity monitoring and protection services to safeguard their whole family from identity theft-related crimes.

LifeLock and ID Resolve both offer identity theft protection services, but their features and pricing plans differ significantly. In this guide, we’ll compare ID Resolve vs. LifeLock in terms of their similarities, differences, and pricing and introduce you to an alternative service that may work better for you.

ID Resolve vs. LifeLock—An Overview

ID Resolve is owned by AGIA Affinity, an insurance company that provides protection in case of a medical emergency or security concerns. The provider offers identity monitoring and resolution services if you become a victim of identity theft. ID Resolve lets its customers choose between two types of subscription programs:

  1. Resolution Only
  2. Monitoring & Resolution

Some of the features included in its more comprehensive plan are credit monitoring, fraud alerts, credit freeze, and medical identity theft assistance. 

Meanwhile, LifeLock is a more well-known ID protection provider than ID Resolve. It’s owned by Norton, an antivirus company, and millions of customers globally use LifeLock’s many ID protection services like:

  • Identity monitoring
  • Credit monitoring
  • Dark web monitoring
  • Suspicious activity alerts
  • ID theft insurance

ID Resolve vs. LifeLock—Key Features and Differences

What ID Resolve and LifeLock have in common is that they both provide identity monitoring and protection services. However, they do so by offering different features and pricing plans. Here’s a breakdown of the similarities and differences between ID Resolve vs. LifeLock in the following aspects:

  1. Identity monitoring and alerts
  2. Credit restoration
  3. Identity theft insurance
  4. Additional services
  5. Pricing and plans

Identity Monitoring and Alerts

While both services include identity monitoring and alerts, their plans are quite different. LifeLock offers identity monitoring for areas where signs of identity theft are most likely to appear. Some of these include:

  • Dark web content
  • Court records
  • USPS address changes
  • Data breach notifications

However, not all types of monitoring services are available in every LifeLock plan. For example, home title monitoring and credit monitoring in all three major credit bureaus are available only in its higher-priced plans.

As for ID Resolve, identity monitoring and alerts were recently included in the offer as a part of the provider’s 360 monitoring portal. Before that, ID Resolve was mainly focused on identity theft resolution across all plans. Currently, its low-priced plans are still focused on resolution, but its higher-priced plan includes identity and credit monitoring and alerts.

Credit Restoration

Both ID Resolve and LifeLock offer services that will help you restore your credit in case of identity theft. ID Resolve offers features like credit dispute services, credit freezes, credit bureau fraud alerts, and emergency cash advances. As part of its basic plan, the provider will notify the three major credit bureaus (Equifax, Experian, and TransUnion) of fraudulent activity. They’ll also provide assistance with any disputes you have and put a credit freeze on your reports.

Similarly, LifeLock offers credit lock options to stop identity criminals from using your information to commit heinous crimes. It also provides credit reports from all three credit bureaus so you can always check for suspicious activity. However, all of these features are available in the higher-priced plans, while the lower-priced plans only include one-bureau credit monitoring.

Identity Theft Insurance

If your identity gets stolen, ID Resolve provides up to $1 million in identity theft insurance. This reimbursement is meant to cover any out-of-pocket expenses related to the recovery process, as well as professional service fees required for identity restoration and credit resolution.

LifeLock also provides up to $1 million in identity theft insurance coverage on all plans. However, this amount is only supposed to cover lawyers and experts. The stolen funds and personal expenses reimbursement ranges from $25,000 to $1 million, depending on the plan.

Additional Services

Beyond their shared features, LifeLock and ID Resolve offer unique services that may appeal to some customers more than others. 

LifeLock, for example, offers a virtual private network (VPN) service to help keep your online activities safe and private while browsing the internet. It also includes the option to add the full Norton 360 antivirus suite to your subscription. This can help you protect yourself against numerous online threats, including:

Meanwhile, ID Resolve provides medical ID theft assistance. If you become a victim of this crime, you may lose your healthcare benefits, or someone may try to obtain illegal medical treatment using your information. ID Resolve helps you solve these potential issues by working with your insurance company, hospitals, and doctors to ensure any fraudulent insurance claims are removed from your account and your medical records are corrected.

Pricing and Plans

ID Resolve and LifeLock provide a range of pricing plans, depending on the features they include and the number of individuals you’d like to add to the plan. See a breakdown of each provider’s pricing structure below. 

ID Resolve’s current pricing structure includes two tiers:

PlanIndividual Individual & Spouse 
ID Resolve$13.25$14.92
ID Resolve 360$22.42$24.92

LifeLock’s pricing tiers are a bit more complex compared to ID Resolve. Here’s a breakdown of its family plans:

LifeLock PlanIndividualFamily (Two Adults)Family (Two Adults and Five Children)
Ultimate Plus$34.99/month$69.99/month$81.99/month

LifeLock’s plans are more expensive than those offered by ID Resolve, and they tend to increase in price after only one subscription year. Although more affordable, neither of ID Resolve’s plans offers features for child identity protection, while identity monitoring is only included in its pricier plan.

Which Identity Protection Service Should You Choose?

Choosing the right identity protection service comes down to your needs and budget. ID Resolve offers basic identity theft insurance, credit restoration, and medical identity theft assistance, but plans don’t include identity protection for children

Meanwhile, LifeLock provides a wide array of ID protection and recovery services and offers family pricing options, but the high cost of its plans can be a drawback. What’s more, LifeLock’s recent data breach may also raise safety concerns for some users.

If you’re looking for an affordable yet comprehensive identity protection solution, FreeKick is a great choice. It offers identity monitoring and protection not only for adults but also for children—an essential service for any family, considering that a child’s identity is stolen every 30 seconds.

FreeKick—Comprehensive Identity Protection and Credit Building for Children and Young Adults

FreeKick is a deposit account combined with various services provided by Austin Capital Bank. It offers a wide array of identity protection features to help you safeguard the identities of your whole family. FreeKick’s ID monitoring plans cover up to two parents and six children between the ages of 0 and 25, while its credit building service lets children between the ages of 13 and 25 start building credit early with the help of their parents.

Identity Protection Services

In the past 20 years, recorded instances of identity theft have increased by 584%, and one of the groups most often targeted by identity criminals is children. To reduce your family’s vulnerability to this vicious crime, FreeKick offers a comprehensive set of security features for adults and minors, providing you with complete peace of mind. Here’s a list of features you can access by signing up for FreeKick:

Services for Adult Children and ParentsServices for Minor Children
Credit profile monitoring
SSN monitoring
Dark web monitoring for personal information
Up to $1 million identity theft insurance
Full-service white-glove concierge credit restoration
Lost wallet protection
Court records monitoring
Change of address monitoring
Non-credit (Payday) loan monitoring
Free FICO® Score monthly
FICO® Score factors
Experian credit report monthly
Credit profile monitoring
SSN monitoring
Dark web monitoring for children’s personal information
Up to $1 million identity theft insurance
Full-service white-glove concierge credit restoration
Sex offender monitoring—based on sponsor parent’s address

Parent-Sponsored Credit Building and Credit Profile Monitoring

FreeKick also offers automated credit building services for children as young as 13. This feature assists your child in establishing a good credit profile early, which can potentially save them over $200,000 throughout their lifetime. Besides this, building strong credit can help your child secure college loans or obtain a loan for a house or vehicle more easily.

To start the credit building process for your child, follow these steps:

  1. Create a FreeKick Account—Go to FreeKick.bank and select a plan that suits your needs and budget
  2. Set It and Forget It—Once the credit building process is activated, FreeKick starts building your child’s credit automatically over the next 12-month period
  3. Keep Growing—After 12 months, you can either close the account and get a full refund of your initial deposit or renew it and continue building your child’s credit score

FreeKick Pricing

FreeKick offers affordable plans to fit any family’s budget. Both plans come with FDIC insurance coverage of up to $250,000. Find more details below:

DepositAnnual Fee
$3,000$0 (Free)
No deposit$149

Safeguard the identities of your entire family and help your child secure a solid financial future—sign up for FreeKick today.

Freekick provides a double dose of financial empowerment and security for your whole family. It helps teens and young adults build strong credit profiles and offers identity motoring for up to two adult parents and six children under 25.

Freekick: ID Protection & Credit Building

Protect Your Family’s Identities
Safeguard up to 2 parents & 6 children
Build Your Child’s Credit
Build credit for your children ages 13-25. Good credit can save them $200,000 over their life!
Pay $0 A Year
Make a one-time deposit of $2,500 or pay $149/year with no deposit
Powered by Austin Capital Bank
FreeKick is a combination of a FDIC-insured deposit account, credit building, & identity monitoring services

Get 10% off on the first 3 monthly payments

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