Primary account holders must be at least 18 years old and a citizen of the United States or legal resident with a valid social security number. Minor joint account holders must be at least 14 years of age, have a valid social security number, and own loan and collateral deposit account jointly with primary accountholder. Primary account holder must be parent or legal guardian of minor. Applicants for accounts are subject to verification of identity. A valid bank account from a United States based financial institution is required for payments and funds transfers. All loans are subject to consumer report review and approval.
Disclaimer: Credit profile or credit score improvements are not guaranteed. Changes in credit score reflect individually specific financial behavior and history. Failure to make minimum required loan payments on-time may result in loan payment(s) being reported as delinquent to credit bureaus which may negatively impact credit profile. Individual results will vary. Accounts may affect payment ratios on applications for other credit. Lender underwriting criteria and individual credit profiles are different, there is no guaranty that use of this product will make you eligible for credit cards or any other type of financing. Minor child must accept individual responsibility for the credit builder loan and activate credit reporting when they become an adult for the loan account to be reported.
FreeKick is NOT a credit repair service and does not remove negative credit history from credit profiles.
Testimonial Disclaimer: Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals. Testimonials may not be representative of all individuals and certain individuals may have inferior results than indicated in testimonials.
FreeKick is a trademark of Austin Capital Bank. Set it and forget it ® is a registered trademark of Austin Capital Bank. FICO is a registered trademark of Fair Isaac Corporation.
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