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• Identity protection for families
• Credit building for teens and young adults

FreeKick helps parents Build & Protect 
the financial future of their children

FreeKick provides Identity Protection for your family and
Credit Building for your children

FreeKick is just $149/yr or FREE with an FDIC-insured deposit of $3,000

If your children are

Under age 13: they are being targeted by identity theft criminals 

Age 13 or older: they should start building their own credit profile 

Criminals specifically target the identity of children under age 13


  1. Every child under age 13 has a random social security number
  1. These children are not using their credit profile 
  1. They have never used credit 
  1. They most likely have unmonitored identities 

The ‘Authorized User’ credit myth

MYTH: One of the greatest credit myths in America today is that adding your child as an Authorized User to your credit cards builds their credit. 

FACT: It doesn’t. 

As an authorized user your children are simply piggybacking on your credit card’s payment history. The moment they are removed as an authorized user, all the credit history is removed from their credit profile. 

Having an authorized user on your credit card also comingles your spending and credit utilization with theirs, which can harm your credit score. 

FreeKick builds a credit profile and permanent credit history for your child – that is independent of your credit score and profile

FreeKick has no impact on a parent’s credit score and a parent with no credit or poor credit can use FreeKick to give the gift of good credit to their children. 

Synthetic Identity Fraud

Criminals use the random social security numbers of children under age 13 to create fake identities  – synthetic identities. 

Criminals can use synthetic identities to commit fraud for years before they are detected – usually when a child becomes an adult and discovers they are a victim – after years of damage. 

FreeKick is revolutionizing identity protection

Not only is FreeKick identity protection more affordable – 
as a bank we can offer premium protection competitors can’t match 

But don’t take our word for it, here’s what one of our accountholders has to say. 

“I had LifeLock and thought my family was protected. I decided to try FreeKick and was shocked to learn my three-year-old son had his identity stolen when he was just two. LifeLock never detected the theft. With FreeKick I was able to quickly stop the theft.”  
– Elena K

It’s critical to detect and stop identity fraud early

While no identity protection service can prevent all identity theft, FreeKick can help you: 

  • Identify fraud earlier 
  • Stop it sooner 
  • Fix it faster 

FreeKick helps you take action to save your child from years of damage to their identity and credit. 

Every family needs identity protection,
but it’s been expensive, until now…

We believe credit monitoring and identity protection should be affordable for every family. That’s why we’ve eliminated high monthly subscription fees. 

Account Options


100% Transparent Pricing


per year subscription


with one-time $3,000

FDIC-insured deposit*

*100% of your deposit, plus interest earned, is returned when account is closed 

Funds are held in an FDIC-insured FreeKick savings account 

Compare FreeKick pricing to LifeLock Family Advantage Plan Pricing 

LifeLock Family Advantage Plan ​

Year 1


Year 2


62% Price Increase​

Freekick doesn’t just protect your children’s credit, FreeKick builds it 

FreeKick can automatically start building your children’s credit when they turn 13. 

Good credit can save your children more than $200,000 during their lifetime.  

FreeKick safely and reliably builds credit using savings – not credit card spending – so your children arrive at adulthood with the dual advantages of a secure identity and strong credit profile

What is a FreeKick account?

Freekick is a set of premium identity protection and credit building services built on the foundation of an FDIC-insured savings account. 

Your FreeKick account includes services that monitor credit and protect the identities of each of your family members. FreeKick provides credit monitoring and identity protection services for up to two adult parents and six children aged 0 to 25. 

FreeKick also reliably and safely builds credit for your children aged 13 to 25. FreeKick enables credit building by saving, not spending, allowing you to demonstrate good financial habits to your children. 

FreeKick includes an FDIC-insured savings account, so the money you deposit in your FreeKick account is insured by the FDIC up to $250,000. 

Freekick is available exclusively at www.FreeKick.bank from Austin Capital Bank, an independent community bank that offers accounts and services nationwide and is recognized as one of the leading independent community banks in the United States.  


FreeKick supports schools and partners with parent-led organizations.  

FreeKick makes a cash donation to your community’s schools when you open your account and a recurring donation every year your account remains open.  

Security and support you can trust. 

Rest assured that your money and personal information are safe and secure. 

Protect your money 

The money in your FreeKick account is insured by the FDIC up to the maximum allowable by law.

Protect your personal information 

As part of an FDIC-insured bank, we are regularly examined and monitored by the FDIC and state baking regulators for information systems integrity and security. 

FreeKick uses 256-bit encryption to securely receive and transmit your sensitive personal information. 

If it’s not .BANK, it’s not us 

Only a US-based bank can obtain a .BANK domain, making it difficult to spoof our website or use email phishing to obtain your information. Lookalike domains are used in over 90% of all cyberattacks. 

Want to learn more? 

Chat with a real live person based in the United States. 

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