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FreeKick Savings

– Identity protection for families
– Credit building for teens
– FDIC-insured

FreeKick protects your family from identity theft and builds credit for your kids

FreeKick is an FDIC-insured savings account with premium identity protection and 
automatic credit building built right in 

Criminals target children and adults for identity theft 

While many parents are aware of the risk of identity theft to themselves, few parents realize their children are the preferred target of identity thieves. 

Criminals target kids because minors often: 

  1. Have a random social security number 
  2. Are not using credit 
  3. Have never used credit 
  4. Have unmonitored identities  

Kids have a ‘blank slate’ identity and credit profile which can easily be used by criminals to create fake identities (synthetic identities). 

Criminals can use synthetic identities to commit fraud for years before they are detected and stopped. It’s only when the victimized children come of age that they find their credit is ruined and their identity is tied to fraud or, even worse — criminal activity. 

“My son who’s never been in trouble, applied for a job, was denied as they said for a criminal flaw… He’s only 15 now”  
– Darla H

Criminals use children’s identities to commit financial, medical, tax, and government benefit fraud and obtain fake driver’s licenses and identity documents. 

It’s critical to detect and stop identity fraud early

While no identity protection service can prevent all identity theft, FreeKick can help you: 

  • Identify fraud earlier 
  • Stop it sooner 
  • Fix it faster 

FreeKick helps you take action to save your child from years of damage to their identity and credit. 

Every family needs identity protection, but it’s been expensive, until now… 

We believe credit monitoring and identity protection should be affordable for every family. That’s why we’ve eliminated high monthly subscription fees. 

Free Kick offers two account options with 100% price transparency. 


100% Transparent Pricing


$0 per year with

$3,000 FDIC-insured Deposit


$149 per year with
$1 FDIC-insured Deposit

With FreeKick transparent pricing – FREE means FREE for as long as you maintain a $3,000 account balance and $149 per year means $149 per year, every year – not just the first year.

Compare FreeKick pricing to LifeLock Family Advantage Plan Pricing 

LifeLock Family Advantage Plan ​

Year 1


Year 2


62% Price Increase​

FreeKick is revolutionizing identity protection 

Not only is FreeKick identity protection more affordable
as a bank we can offer premium protection competitors can’t match 

But don’t take our word for it, here’s what one of our accountholders has to say. 

“I had LifeLock and thought my family was protected. I decided to try FreeKick and was shocked to learn my three-year-old son had his identity stolen when he was just two. LifeLock never detected the theft. With FreeKick I was able to quickly stop the theft.”  

-Elena K 

Freekick doesn’t just protect your children’s credit, FreeKick builds it 

FreeKick can automatically start building your children’s credit when they turn 14. 

Good credit can save your children more than $200,000 during their lifetime.  

FreeKick safely and reliably builds credit using savings – not credit card spending – so your children arrive at adulthood with the dual advantages of a secure identity and strong credit profile

What is a FreeKick account?

Freekick is a set of premium identity protection and credit building services built on the foundation of an FDIC-insured savings account.

Your FreeKick account includes services that monitor credit and protect the identities of each of your family members. FreeKick provides credit monitoring and identity protection services for two adult parents and up to six children aged 0 to 25.

FreeKick also reliably and safely builds credit for your children aged 14 to 25. FreeKick enables credit building by saving, not spending, allowing you to demonstrate good financial habits to your children.

FreeKick is an FDIC-insured savings account, so the money you deposit in your FreeKick account is insured by the FDIC up to $250,000.

Freekick is available exclusively at www.FreeKick.bank from Austin Capital Bank, an independent community bank that offers accounts and services nationwide and is recognized as one of the leading independent community banks in the United States.  


Why does FreeKick require a deposit?

When you make a deposit into your FreeKick savings account, even a $1 deposit, as a FDIC-insured bank we can provide enhanced identity verification and protection services that non-bank identity protection services are unable to access directly, providing protection that goes beyond traditional plans.

FreeKick supports schools and partners with parent-led organizations.  

FreeKick makes a cash donation to your community’s schools when you open your account and a recurring donation every year your account remains open.  

Security and support you can trust. 

Rest assured that your money and personal information are safe and secure. 

Protect your money 

The money in your FreeKick account is insured by the FDIC up to the maximum allowable by law.

Protect your personal information 

As part of an FDIC-insured bank, we are regularly examined and monitored by the FDIC and state baking regulators for information systems integrity and security. 

FreeKick uses 256-bit encryption to securely receive and transmit your sensitive personal information. 

If it’s not .BANK, it’s not us 

Only a US-based bank can obtain a .BANK domain, making it difficult to spoof our website or use email phishing to obtain your information. Lookalike domains are used in over 90% of all cyberattacks. 

Want to learn more? 

Chat with a real live person based in the United States. 

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