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Resources > Identity Protection > IdentityForce vs. Identity Guard—A Comprehensive Comparison

IdentityForce vs. Identity Guard—A Comprehensive Comparison

The rise of cybercrime and data breaches increased the risk of having our personal information exposed and misused exponentially. With an increased risk, many identity protection services have emerged on the market to help combat this threat, each offering a different set of features. Two prominent players in this space are IdentityForce and Identity Guard, both striving to protect individuals from identity theft and financial fraud. 

In this IdentityForce vs. Identity Guard review, we’ll go over the offerings of these leading identity protection services. We’ll examine their overall effectiveness to help you find the ultimate solution for safeguarding your personal information and financial well-being.

The rise of cybercrime and data breaches have increased the risk of having our personal information exposed and misused exponentially. With an increased risk, many identity protection services have emerged on the market to help combat this threat, each offering a different set of features. Two prominent players in this space are IdentityForce and Identity Guard, both offering to protect individuals from identity theft and financial fraud. 

In this IdentityForce vs. Identity Guard review, we’ll go over the offerings of these leading identity protection services. We’ll examine their overall effectiveness to help you find the ultimate solution for safeguarding your personal information and financial well-being.

IdentityForce vs. Identity Guard—Overview

IdentityForce and Identity Guard are two respected names in the field of identity protection services, each offering solutions to safeguard individuals against the ever-growing threats of identity theft and financial fraud. Both services provide a range of features, including:

Even though they offer similar benefits, these services have unique strengths and pricing structures.

Identity Guard is a long-standing leader in identity theft protection, having been serving consumers for decades and providing solutions to as many as 38 million individuals. Its commitment to staying at the forefront of consumer protection has allowed it to effectively address the ever-evolving security challenges.

IdentityForce, TransUnion‘s proprietary fraud protection service, has also established an impressive track record over the years it’s been active. Much like Identity Guard, IdentityForce is dedicated to preventing and resolving consumer fraud, making a significant impact in the industry.

Identity Guard vs. IdentityForce—What Are the Differences?

Identity Guard and IdentityForce are both prominent identity theft protection services but with important differences in their features and approaches. Here are some of the key distinctions between the two:

  1. Identity monitoring
  2. Credit monitoring and protection
  3. Pricing and plans
  4. Customer service

Identity Monitoring

Identity monitoring is a crucial component of identity theft protection services. It involves continuous surveillance and tracking of personal information and financial data to detect any suspicious activities that could indicate identity theft or fraud. Both Identity Guard and IdentityForce offer robust services to keep your personal information secure.

Identity Guard provides comprehensive real-time monitoring, tracking changes in your personal data and alerting you to potential identity threats. The company focuses on monitoring various aspects of your identity, including Social Security numbers (SSNs) and address changes.

While Identity Guard offers more comprehensive identity monitoring services, IdentityForce still offers a decent suite of features that encompass financial accounts, credit reports, and even dark web scanning for any signs of suspicious activity. IdentityForce also stands out with its ChildWatch feature, which is designed to protect children’s identities.

Credit Monitoring and Protection

Both Identity Guard and IdentityForce offer comprehensive credit monitoring and protection services that include access to credit reports from all three major credit bureaus, credit score tracking, and regular updates. However, where they differ is in the extent of their coverage. Identity Guard goes beyond traditional credit monitoring by extending its protective umbrella to include your assets, offering features such as:

  • Home title monitoring
  • High-risk transaction monitoring
  • 401(k) and investment account monitoring

IdentityForce also provides an exhaustive range of credit-related services but on specific subscription plans. The service includes a credit score simulator, which is a notable feature that isn’t offered by many identity theft protection services.

Pricing and Plans

Identity Guard offers multiple plans with varying levels of coverage and features. Pricing depends on the plan you choose, with options for individuals and families. Here’s an overview of the service’s pricing plans:

Plan TypeCost
Individual planValue Plan—$8.99/month
Total Plan—$19.99/month
Ultra Plan—$29.99/month
Family planValue Plan—$14.99/month
Total Plan—$29.99/month
Ultra Plan—$39.99/month

Identity Guard stands out as a budget-friendly option that offers extensive coverage for both individuals and families. The family packages are particularly appealing since they cover up to five adults and an unlimited number of children under a single plan. This means that you can protect your entire household without incurring additional costs for multiple family members.

In contrast, IdentityForce offers two main plans that provide identity monitoring features for both children and adults:

  1. UltraSecure—$17.99/month
  2. UltraSecure+Credit—$23.99/month

In addition to these, IdentityForce extends an option to call and enquire about family plan alternatives. However, these plans may not be as cost-effective for larger families or households with multiple adults as they don’t offer the same comprehensive family coverage as Identity Guard. The affordability and generosity of family plans make Identity Guard the better choice for those looking to protect their loved ones without breaking the bank.

Customer Service

IdentityForce shines in terms of customer service by offering 24/7 availability via phone and email. Offering round-the-clock support ensures that users can reach out for assistance whenever they need it, regardless of the time or day of the week.

While Identity Guard provides phone-based customer service during extended hours on weekdays and Saturdays, its limited availability on Sundays might pose a challenge for users who encounter issues or require help during that time.

Having access to round-the-clock customer support can be crucial in the fast-paced world of identity protection, where immediate assistance may be crucial in addressing potential threats or concerns.

Which Identity Protection Service Should You Choose?

Choosing the right identity protection service depends on your specific needs and priorities. If you’re looking for a budget-friendly option, Identity Guard can be a suitable choice, especially if you have a large family to protect under its cost-effective family plans. However, Identity Guard lacks a VPN feature, and access to credit reports is limited to the higher-tier packages.

IdentityForce offers comprehensive identity protection but comes at a higher price point. Additionally, the fraud insurance coverage amount can vary depending on your membership tier. While IdentityForce provides robust monitoring and protection features, the cost may not be justified for those on a tight budget.

If you’re seeking a balance of affordability, comprehensive protection, and flexibility, FreeKick is a great alternative to consider. FreeKick combines advanced identity protection, including dark web monitoring, with credit reporting and credit building for children. With FreeKick, you can enjoy comprehensive protection of your identity and personal information without breaking the bank, making it a strong contender in the identity protection service market.

FreeKick—Comprehensive Identity Protection for Your Whole Family (Coming Soon)

A solution by Austin Capital Bank, FreeKick offers premium protection services to secure the identities of up to two parents and six children aged 0 to 25. On top of protecting your whole family’s sensitive information, FreeKick also helps build good credit for your children between the ages of 13 and 25.

Identity Protection Services

In an age where a child’s identity is stolen every 30 seconds, it’s important to invest in a service that provides comprehensive security features for your children, as well as yourself. When you sign up for FreeKick, you get access to all of the following features:

Services for Adult Children and ParentsServices for Minor Children
Credit profile monitoring
SSN monitoring
Dark web monitoring for personal information
Up to $1 million identity theft insurance
Full-service white-glove concierge credit restoration
Lost wallet protection
Court records monitoring
Change of address monitoring
Non-credit (Payday) loan monitoring
Free FICO® Score monthly
FICO® Score factors
Experian credit report monthly
Credit profile monitoring
SSN monitoring
Dark web monitoring for children’s personal information
Up to $1 million identity theft insurance
Full-service white-glove concierge credit restoration
Sex offender monitoring—based on sponsor parent’s address

Parent-Sponsored Credit Building With FreeKick

Establishing a good credit history can save your child more than $200,000 over their lifetime. Thanks to FreeKick’s parent-sponsored credit building system, you can safely build credit for children aged 13 to 25 without a credit card. By building credit through saving rather than spending, you’re setting the foundation for your child’s lifelong financial advantages while imparting valuable lessons in responsible money management.

Starting your child’s credit journey is simple—here’s how it works:

  1. Create an Account—Register for your account by visiting FreeKick.bank and choosing a plan that aligns with your family budget. When your child turns 13, select Activate Credit Building from your account dashboard. Credit reporting won’t begin until they attain a legal age because credit bureaus don’t allow credit reporting for minors
  2. Set It and Forget It—Once the account is activated, FreeKick will automatically create a credit history for 12 months via a credit-builder loan while monitoring their credit profile. When your child reaches legal age (18 in most states), they can select Activate Credit Reporting to have their credit history reported with the major credit bureaus—Equifax, Experian, and TransUnion. If they are already a legal adult, their credit will be reported automatically
  3. Keep Growing—After the initial 12-month term ends, you can either renew the account for another term or close it and receive a full refund of your deposit

FreeKick Pricing

FreeKick offers two different plans to suit different family budgets. Both plans are FDIC-insured up to $250,000 and include identity monitoring services for two adult parents and six children. Consult the table below for more details:

FDIC-Insured Deposit AmountAnnual Fee
$3,000$0 (Free)
$1$149

Secure your child’s financial future by building a strong credit profile for them while protecting your family’s identities—sign up for FreeKick today.