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Resources > Identity Protection > LifeLock vs. IDShield—Key Differences Explained

LifeLock vs. IDShield—Key Differences Explained

With our lives becoming more and more digitally dependent, cybercriminals are discovering new ways to exploit vulnerabilities in our online presence. This has led to a constantly increasing number of identity theft cases.

To combat this threat, many people are turning to identity theft protection services for help. Among the popular players in this industry are LifeLock and IDShield.

In this article, we’ll highlight some LifeLock vs. IDShield differences, including their pricing and features, to help you select your preferred identity protection service.

LifeLock vs. IDShield—Overview

Now owned by Norton LifeLock, a well-known cybersecurity company, LifeLock has had a long history of providing identity theft protection. LifeLock has established a solid reputation over the years and received generally positive customer reviews for its services.

IDShield operates under the parent company LegalShield, which offers legal services. It has made a name for itself by providing comprehensive identity theft protection services with a strong emphasis on legal support. While not as established as LifeLock, IDShield has earned a positive reputation among its users.

IDShield vs. LifeLock—What Are the Differences?

While these two services offer similar features, several factors set them apart, including:

  1. Coverage and monitoring
  2. Restoration services
  3. Additional features and benefits
  4. Customer support and accessibility
  5. Pricing and value

Coverage and Monitoring

LifeLock covers a wide range of identity theft and fraud types, offering robust monitoring services. LifeLock monitors your credit reports, financial accounts, and even public records for any suspicious activity. It also provides real-time alerts and notifications to keep you informed about potential threats.

Meanwhile, IDShield employs advanced technology to monitor the dark web and social media platforms for any signs of fraudulent activities. It uses sophisticated algorithms to scan the dark web, where stolen personal information is often traded, to determine if any user data is being illicitly shared or sold.

Additionally, IDShield’s social media monitoring feature keeps a close eye on public online spaces, looking for any potentially compromising information or suspicious activities associated with users’ identities. When it comes to credit monitoring, IDShield provides one-bureau credit monitoring through TransUnion or three-credit bureau monitoring for only a slight difference in price. 

As for LifeLock, it offers one-bureau credit monitoring through Equifax on standard plans, with three-bureau credit monitoring available on its most expensive plan.

Restoration Services

When it comes to insurance coverage for identity theft resolution, both IDShield and LifeLock provide valuable protection—but the amounts they offer differ. IDShield offers up to $1 million in coverage, which can be used to hire lawyers and experts needed to resolve an identity theft situation.

LifeLock takes it a step further with its Ultimate Plus plan, which comes with up to $3 million in coverage for identity theft-related expenses. It’s important to note that LifeLock’s Standard plan provides a more limited amount of $25,000 in stolen funds reimbursement, whereas IDShield’s coverage focuses on legal and expert assistance rather than direct reimbursement for stolen funds.

Additional Features and Benefits

Among the additional features and benefits offered by IDShield and LifeLock, both services provide valuable tools for enhancing online security. More specifically, IDShield offers a VPN, antivirus protection, and a password manager as part of its security suite, which can help safeguard your online activities and personal information.

LifeLock offers a broader range of services, including:

  • A VPN
  • Antivirus protection
  • Password manager
  • Parental controls for added family security

With a more comprehensive set of tools to protect your digital presence, LifeLock makes a suitable choice for individuals and families looking for a wide array of security features beyond basic identity theft protection. Your choice between the two will depend on your specific needs and the level of online security you require.

Customer Support and Accessibility

LifeLock and IDShield both offer dedicated customer support, including phone and email assistance. However, IDShield only offers access to 24/7 support in emergencies, ensuring that customers can get immediate assistance in critical situations.

In contrast, LifeLock stands out with its 24/7 live member support, which means that customers can reach out for assistance at any time of day or night. This round-the-clock availability can be a significant advantage for those who value immediate and continuous access to customer support from their identity theft protection service.

Pricing and Value

The cost of LifeLock and IDShield varies depending on the plan and the number of individuals covered. Both IDShield and LifeLock offer decent identity theft protection services, but it’s important to compare their pricing against the value they provide. While both services are generally considered to be on the expensive side, LifeLock tends to be the costlier option.

LifeLock’s higher price tag is often justified by its more comprehensive coverage, which includes features like:

  • Three-bureau credit monitoring
  • Parental controls
  • A broader range of additional security tools

If you prioritize extensive protection and are willing to invest more, LifeLock may be the better choice for you. Here’s a pricing comparison for both services:

Type of PlanIDShieldLifeLock
Individual planOne-credit bureau monitoring—$14.95/month
Three-credit bureau monitoring—$19.95/month
Standard—$11.99/month
Advantage—$22.99/month
Ultimate Plus—$34.99/month
Couple planNo couples’ planStandard—$23.99/month
Advantage—$45.99/month 
Ultimate Plus—$69.99/month
Family planOne-credit bureau monitoring—$29.95/month
Three-credit bureau monitoring—$34.95/month
Standard—$35.99/month
Advantage—$57.99/month
Ultimate Plus—$79.99/month

LifeLock offers a wider range of plan options, including the Advantage and Ultimate Plus plans, which come with additional features and benefits that IDShield doesn’t offer. Couples may also find more flexibility with LifeLock as it offers two-person pricing, whereas IDShield doesn’t mention a specific couples plan.

Which Identity Protection Service Should You Choose?

When choosing between LifeLock and IDShield as your identity protection service, you should consider several factors. Firstly, LifeLock’s three-bureau credit monitoring is only available on its highest-tier plan, which makes it a more costly option for comprehensive coverage. The company has also recently faced several significant security issues, including a data breach and a controversy related to crypto mining, which may make more safety-conscious users steer clear of this service.

IDShield’s plans are relatively expensive compared to the limited services it offers, particularly with only one-bureau credit monitoring available on its basic plans.

Given these drawbacks, those seeking robust identity protection without breaking the bank may find FreeKick to be a better option that balances cost-effectiveness with comprehensive security coverage.

FreeKick—Premium Identity Protection for Your Whole Family Coming Soon)

Powered by Austin Capital Bank, FreeKick provides comprehensive identity protection services for families, with packages that cover up to two parents and six children aged 0 to 25. The services also include credit building for children aged 13 to 25, which helps establish your child’s credit from an early age to secure their financial future.

Identity Protection Services

In an era where a child’s identity is stolen every 30 seconds, it becomes crucial to invest in a service that offers a wide range of security features designed to protect your children. By opting for FreeKick, you gain access to the following features for minors and adults:

Services for Adult Children and ParentsServices for Minor Children
Credit profile monitoring
Social Security number monitoring
Dark web monitoring for personal information
Up to $1 million identity theft insurance
Full-service white-glove concierge credit restoration
Lost wallet protection
Court records monitoring
Change of address monitoring
Non-credit (Payday) loan monitoring
Free FICO® Score monthly
FICO® Score factors
Experian credit report monthly
Credit profile monitoring
Social Security number monitoring
Dark web monitoring for children’s personal information
Up to $1 million identity theft insurance
Full-service white-glove concierge credit restoration
Sex offender monitoring—based on sponsor parent’s address

Credit Building With FreeKick

Building a strong credit history can lead to savings of  $200,000 throughout your child’s lifetime. With FreeKick’s credit building feature, you can securely establish credit for children aged 13 to 25, all without the need for a credit card. This approach allows you to cultivate credit through saving rather than borrowing, laying the groundwork for your child’s lasting financial benefits and imparting essential lessons in prudent money handling.

Building credit for your child is easy with FreeKick—here’s how to start the process:

  1. Create an Account—Visit FreeKick.bank and select a plan that aligns with your family’s budget. When your child turns 13, activate credit building from your account dashboard. Credit reporting won’t begin until they attain a legal age because credit bureaus don’t allow credit reporting for minors
  2. Set It and Forget It—After activating the account, FreeKick will automatically create a 12-month credit history via a credit-builder loan while monitoring their credit profile. When your child reaches legal age (18 in most states), they can activate credit reporting to have their credit history reported with the major credit bureaus—Equifax, Experian, and TransUnion. If they are already a legal adult, the reporting will start automatically
  3. Keep Growing—Once the initial 12-month term ends, you have the option to either renew the account for an additional term or close it and receive a complete refund of your deposit

FreeKick Pricing

FreeKick provides plans designed to accommodate diverse family budgets and needs. Both plans come with FDIC insurance coverage of up to $250,000 and credit building for six children aged 13–25. Find more details below:

FDIC-Insured Deposit AmountAnnual Fee
$3,000$0 (Free)
$1$149

Kickstart your child’s financial journey by building a strong credit profile for them while protecting your family’s identities—sign up for FreeKick today.