FreeKick offers two premium account options
Credit Monitoring & Identity Protection with Credit Building
or
Credit Monitoring & Identity Protection
Credit Monitoring & ID Protection with Credit Building
FREE* with a one-time deposit of $3,000
* By FREE, we mean FREE. Not ‘free trial period’ or ‘free for 30 days’ and then we start billing your credit card hoping you don’t notice. We mean FREE for as long as your FreeKick savings account is open with a balance of $3,000.
DEPOSIT
$0 per year with
$3,000 FDIC-Insured Deposit
Premium credit monitoring and identity protection for your family
Save more than $700 per year vs. LifeLock Advantage family plan monthly subscription
Safely and reliably build credit for up to three children aged 14- to 25-years-old
Deposit
$3,000
Subscription
$0
100% of your deposit, plus interest earned, is returned when account is closed
Funds held in FDIC-insured FreeKick savings account
Credit Monitoring & ID Protection
$149/year* annual subscription
* By $149/year we mean $149 per year, not just for your first year, but for every year.
SUBSCRIBE
Only $149 per year with
$1 FDIC-Insured Deposit
Premium credit monitoring and identity protection for your family
Save more than $500 per year vs. LifeLock Advantage family plan monthly subscription
Credit monitoring and identity protection only – Does not include credit building
Deposit
$1
Subscription
$149/year
Compare to LifeLock Family Advantage Plan first year subscription of $371.88 and every year after that the price increases to $599.99 per year, a 62% annual price increase.
When you make a deposit into your FreeKick savings account, even a $1 deposit, as a FDIC-insured bank we can provide enhanced identity verification and protection services that non-bank identity protection services are unable to access directly, providing protection that goes beyond traditional plans.
We operate similarly to Costco. We acquire credit monitoring and identity protection services in bulk at wholesale prices.
For example, you would purchase a single ID protection insurance policy for up to $1 million in coverage for your family and pay a retail price for the policy – we acquire a blanket insurance policy for thousands of accountholders and include that coverage as part of your FreeKick savings account, saving you hundreds of dollars every year.
Additionally, as a bank, we have direct access to identity verification and protection resources for free or highly reduced prices and we pass our savings on to you.
Premium Credit Monitoring and Identity Protection
Every FreeKick account comes with premium credit monitoring and identity protection for up to two adult parents and six children
- Parents must be adults 18+ years old
- Children can be minors or adults from birth up to 25 years old
- Children must have a social security number to be eligible for coverage
Credit Building
Safe and reliable credit building for up to three children ages 14 to 25 is included with the DEPOSIT plan only.
- Automatically builds payment and credit history for each child
- Does not impact parent’s credit score or credit history
- Child builds their own credit history – independent of parent’s credit
FreeKick Savings Account Details
FDIC Deposit Insurance
FreeKick accounts are bank savings accounts and FDIC-insured up to $250,000
Earn Interest
In addition to building credit and identity protection, FreeKick savings pays 1.01% APY interest (Annual Percentage Yield)
Credit Monitoring and Identity Protection Plan Details
- Credit profile monitoring
- Social security number monitoring
- Dark web monitoring for child’s personal information
- Up to $1 million identity theft insurance
- Full-service white-glove concierge credit restoration
- Sex offender monitoring – based on sponsor parent’s address
- Free FICO® Score monthly
- FICO® score factors
- Experian credit report
- Credit profile monitoring
- Social security number monitoring
- Dark web monitoring for parent’s personal information
- Up to $1 million identity theft insurance
- Full-service white-glove concierge credit restoration
- Lost wallet protection
- Court records monitoring
- Change of address monitoring
- Non-Credit (Payday) loan monitoring
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